Explore your options!

If rates have dropped since you last financed your home, let’s refinance. Do you need cash out or want to consolidate debts? We can look at your options with the current value of your home.

Some common reasons for refinancing your home:

  1. Lowering Interest Rates: One of the most common reasons to refinance is to secure a lower interest rate. If market interest rates have decreased since the original mortgage was taken out, refinancing can lead to lower monthly mortgage payments and potentially save money over the life of the loan.
  2. Reducing Monthly Payments: Refinancing can extend the loan term, which may result in lower monthly payments. This can be beneficial for individuals seeking more manageable monthly expenses.
  3. Switching Loan Types: Homeowners may choose to switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage or vice versa. This decision is often influenced by changes in interest rate expectations or a desire for more stability in monthly payments.
  4. Consolidating Debt: Refinancing provides an opportunity to consolidate high-interest debt, such as credit card balances or personal loans, into a mortgage with a potentially lower interest rate.
  5. Accessing Home Equity: Homeowners with significant equity in their homes may choose to refinance to access some of that equity. This can be used for home improvements, debt consolidation, or other financial needs.
  6. Shortening the Loan Term: Some homeowners refinance to shorten the term of their loan. While this may increase monthly payments, it can lead to substantial interest savings over the life of the loan.
  7. Removing Private Mortgage Insurance (PMI): If the home’s value has increased, and the homeowner now has sufficient equity, refinancing can be a way to eliminate the need for private mortgage insurance.
  8. Adjusting Loan Terms: Homeowners may refinance to modify other loan terms, such as changing from a 30-year to a 15-year mortgage or extending the loan term for more manageable payments.
  9. Financial Restructuring: Changes in financial circumstances, such as a new job, divorce, or other life events, may prompt homeowners to refinance to better align their mortgage with their current situation.

Get Extremely Competitive Refinance Lake Havasu Rates With Mohave Mortgage!

Is now a good time to refinance? This may be your chance to take advantage of lower rates by refinancing with the help of Mohave Mortgage, your local Lake Havasu mortgage broker.

Lake Havasu is the perfect place to be. With beautiful beaches, marinas, stunning golf courses, scenic parks, endless hiking trails, and loads of sunshine, Lake Havasu is one big adventure. When you work with Mohave Mortgage for your refinance, you can say YES to new adventures!

We know how challenging and stressful it can be to find a trustworthy mortgage company that gives honest advice for your financial needs. This is where Mohave Mortgage comes in! At Mohave Mortgage, we believe in cultivating long term relationships with our clients. With our open door policy, we’re here to take the mystery out of the mortgage business and to help you make the most informed decisions for your finances.

Our job is to connect you with the best loan programs and lenders. As a broker, It’s what we do best. Whether you are a first time home buyer looking for very competitive mortgage rates, or you want to refinance your home, we offer loan programs for your financial needs.

Work With A Mortgage Broker Who Cares

Many home buyers simply do not have a lot of options when they work with big box lenders or inexperienced mortgage loan officers. Many of these companies use automated loan applications that are submitted to multiple lenders and don’t provide the borrower much direction through the approval process. Needless to say, the process of receiving a home loan can be long and cumbersome.

Chad Hansen founded Mohave Mortgage to fill this gap. Chad and our team at Mohave Mortgage understand these concerns and work with our clients every step of the way to ensure the process goes as smoothly as possible. Having access to a reliable mortgage broker in Lake Havasu City can save you time and money while also giving yourself the freedom you need to focus on buying or refinancing the home you love. And that’s what drives Mohave Mortgage!

At Mohave Mortgage, we are passionate about our work and enjoy helping first-time buyers, as well as seasoned borrowers, get first-rate pricing on home loans. You’ll know you’re in trusted hands when you work with our team of experienced home loan officers at Mohave Mortgage.

Our reputation says it all. A quick Google or Yelp search will show that Mohave Mortgage inspires top ratings among users of our mortgage broker, refinancing, and mortgage loan services.

Connect with one of our mortgage brokers today!

Contact Our Arizona Mortgage Brokers To Learn More About How We Can Help You!

Mohave Mortgage
387 Lake Havasu Ave
Lake Havasu City, AZ 86403
(928) 288-2691



Call us today and let us help you at (928) 288-2691
Let's make it happen together.