Our Team
Get to know us

Chad Hansen

Broker, Owner – President


Chad has worked for the big box retail mortgage companies. He saw inconsistency in service with lack of care or connection with borrowers at every company. Loan agents passing along the minimum, usually scripted information to clients leaving them uninformed and powerless from manipulative tactics. Processing and turn times were cumbersome with loans stuck and slow moving in heavy pipelines.


With his expansive lending product knowledge Chad decided to step out on his own and become an independent mortgage broker. He sees the gap in the market for a low cost, competitive lender that can be straight and honest. His professionalism, integrity and fair business practices are refreshing to both borrowers and agents he’s had the pleasure of working with.

Chad prides himself on taking the time to explain the most complicated situations and really connecting with his clients. The business of finance doesn’t have to be so complicated! Building and keeping a strong referral base is his forte.

Rick Riegler Mohave MortgageRick Riegler

Sr Licensed Loan Officer ~ rick@mohavemortgages.com

Rick has been a part of the Lake Havasu community for over 20 years and became a full-time permanent resident in 2017. He’s a husband, father and grandfather that enjoys family, lake life, fishing, off-roading and a good game of golf. His love for the water carries over into being a volunteer for the Lake Havasu Marine Association and many local organizations.

He has the unique career knowledge base of both a Realtor® representing buyers and sellers, and as a licensed loan officer in both AZ and CA. Rick has worn many hats in the industry including all phases of wholesale, correspondent lending, underwriting and secondary markets.

Above all, he prides himself on the close relationships developed with his clients far beyond the close of the transaction and strives to be a trusted consultant for life.

Celeste V Steed Mohave MortgageCeleste V Steed

Sr Licensed Loan Officer ~ celeste@mohavemortgages.com

Celeste started her love for the Mortgage Business back in 1998 as a loan processor and then moved into being a loan officer.  She has a strong knowledge base with her years of experience and specializes in VA Home Loans. As a mother of a Veteran, she is extremely passionate about this program.  

 She and her husband are partnering on a new business in the downtown Kingman area creating a family entertainment center! They have lived in Kingman for 35 years and are incredibly passionate about the community.

For fun, Celeste and her entire family love to spend the weekends out on their razors enjoying all the desert has to offer!

Rick Childers Mohave MortgageRick Childers

Sr Licensed Loan Officer ~ rick.childers@mohavemortgages.com

With his background as a sales coach, public speaker and personal counselor, as well as, having 10 years of experience as a Financial Advisor he enjoys being alongside his clients as an advisor to help them make the best possible decisions in purchasing their dream home and building wealth for a secure future. It’s about helping people!

Rick’s caring nature and desire to help others has led him to become involved in the leadership of local community organizations, such as, Lake Havasu City Rotary Club, Chamber of Commerce Foundation for Education and Leadership, and Calvary LHC.

He is a proud husband, father, grandfather and loves his adorable French bulldog Roxie. You will find him out on the lake enjoying the water, sitting in the pool watching NASCAR races or at many of the local concerts and events year around in Lake Havasu.

Jacob MoskallJacob Moskall

Licensed Loan Officer ~ jacob@mohavemortgages.com

Jacob brings years of experience in the mortgage industry as an account executive at a top producing wholesale lender. He prides himself on high performance standards in everything he does for his clients. His goal is to find real solutions for even the most complicated loan scenarios, challenge accepted!    

Originally from Michigan, Jacob loves the sunny weather and all the outdoor fun the Arizona desert brings. You’ll find him boating, hiking, running or at the gym almost every day. 

Alyssa Moronko Mohave MortgageAlyssa Moronko

Licensed Loan Officer ~ alyssa@mohavemortgages.com

Alyssa has been in sales for over 12 years and transitioned into the mortgage industry 3 years ago as a licensed loan officer. She prides herself on building long term relationships with her clients and loves to help growing families in their homeownership goals. 

On her days off she spends quality time at the lake with her daughter and their two dogs. 

Tracy Patterson

Processing Manager ~ tracy@mohavemortgages.com

Tracy has an incredible amount of mortgage experience she brings to Mohave Mortgage, facilitating every phase in the loan process. Being a multi-tasker extraordinaire she ensures constant clear, concise communication between clients, agents and all strategic business partnerships involved along the way.

She and her husband Ric love the concerts and events that happen all year long here in Lake Havasu. You may see her cruising on her Harley to work too!

Dawn Hansen

Marketing Director ~ dawn@mohavemortgages.com

Dawn is responsible for ongoing brand recognition, social media activity and ad campaigns, public relations and direct marketing.

She’s an active member of local organizations, committees and community outreach including the Chamber of Commerce, Lake Havasu Association of Realtors, Women’s Network Exchange of Arizona and Women’s Council of Realtors.

About Us
It's a lake love story!

Chad and Dawn have had a dreamy relationship with the Colorado river and desert since they were kids. Chad’s family vacationed at Black Meadow Landing where he learned how to ski and Dawn went to her first enduro race at two months old.

Together, they started exploring all Lake Havasu has to offer year around. Summer heat, fishing days, destination trips, channel cruises and barbeques. Winter events, concerts, races, hikes and off-roading treks into the wild.

Living in Huntington Beach they were the weekend warriors. Stealing away on Friday’s and heading back before the sun came up on Monday. There came a time when they asked themselves…..how can we live in this vacation oasis full time?

They finally took the plunge and left the city life along with corporate America in the dust. Seeing more friends and family now than they ever did. Their home is more like a retreat with a pool and enjoy watching those gorgeous Arizona sunsets. They couldn’t be happier taking the big leap!

Call us today and let us help you at (928) 288-2691
Let's make it happen together.